What does USAA Homeowners Insurance cover?

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Aracely

Editor of Horux and Insurance.
El Paso, Texas. The United States
34 Years and 5 Years working for Horux.cz
10 Years working as an investment project advisor.

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If something happens to your home, we’ll help take care of it so you can get your life back on track. Our homeowners insurance covers you for:

• Fire
• Most Weather-Related Events
• Theft
• Liability
• Vandalism
• Identity Theft^{See note2}

Types of Protections and Coverages

Protection

Check out the various ways a homeowners policy with USAA can help protect you, your family and your biggest investment while fitting within your budget.

Dwelling Coverage

Dwelling Coverage Coverage for cost of repairing or rebuilding your home if it is damaged or destroyed by a covered event.

Loss of Use

Covers your increase in living expenses if your home is not livable after a covered loss.

Personal Belongings

Covers the cost to repair or replace your personal property items if damaged or destroyed by a covered event.

Personal Liability

Generally provides coverage when you are legally responsible for accidental injury or damage to the property of others.

Home Sharing Coverage^{See note3}

Whether you’re renting out a room or your entire house, Home Sharing Coverage helps protect you and your guests.

Other Structures

Coverage for other structures on your property separate from the home, such as detached garages, storage sheds, fences and driveways.

Earthquake Coverage

Consider earthquake coverage because a quake can happen anywhere.